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Eligibility & Documentation
Salaried Individuals
Eligibility Criteria :
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Minimum age of Applicant: 21 years |
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Maximum age of Applicant at loan
maturity: 60 years |
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Minimum employment: 1 year in
current employment and minimum 2
years of employment |
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Gross household income i.e.
including income of the spouse: Rs
100000 net annual income |
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Telephone: Necessary at residence |
Documents required
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Age Proof: Any one
of Passport copy, PAN Card, Voters
ID card, Photo driving licence with
birth date ( laminated, recent ,
legible), Photo ration card with
DOB, Employer certificate/ID,
School/College Leaving certificate. |
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Proof of Identity:
Any one of Passport copy, PAN Card,
Voters ID card, Photo driving
licence with birth date, Photo
ration card with DOB. |
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Income Proof:
Latest salary slip with latest form
16/latest ITR. HDFC bank corporate
salary account statement for salary
credits of above Rs 8000 for three
months. |
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Address Proof: Any
one of Photo Ration card with DOB,
Photo Driving licence with DOB,
Passport copy, Telephone bill,
Electricity bill, Credit Card
statement with credit card copy,
Employer certificate/ID. |
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Sign Verification Proof:
Any one of Passport copy, Photo
driving licence with birth date (
laminated, recent , legible), Credit
Card statement with credit card
copy, Banker's verification, Copy of
margin money paid to bank. |
TOP
Self Employed
Eligibility Criteria
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Minimum age of Applicant: 21 years |
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Maximum age of Applicant at loan
maturity: 65 years |
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Minimum employment: Atleast 3 years
in business |
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Minimum Annual Income : 60000 |
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Telephone: Necessary at residence |
Documents required
:
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Age Proof: Any one
of Passport copy, PAN Card, Voters
ID card, Photo driving licence with
birth date ( laminated, recent ,
legible), Photo ration card with
DOB, Employer certificate/ID,
School/College Leaving certificate. |
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Proof of Identity:
Any one of Passport copy, PAN Card,
Voters ID card, Photo driving
licence with birth date ( laminated,
recent , legible), Photo ration card
with DOB. |
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Income Proof:
Latest ITR / Previous ITR with Adv.
Tax paid challan / latest IT
asessment order. |
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Address Proof: Any
one of Photo Ration card with DOB,
Photo Driving licence with DOB,
Passport copy, Telephone bill,
Electricity bill, Credit Card
statement with credit card copy,
Employer certificate/ID. |
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Sign Verification Proof:
Any one of Passport copy, Photo
driving licence with birth date
(laminated, recent , legible),
Credit Card statement with credit
card copy, Banker's verification,
Copy of margin money paid to bank. |
TOP
Partnership Firms
Eligibility Criteria :
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Minimum Income : Rs. 60000 p.a |
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Minimum turnover : Turnover Rs 4.5
lacs |
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Telephone: Landline at office and at
residence of the loan executing
partner. Post-paid mobile phone of
three month vintage acceptable in
case of landline at only one place. |
Documents required :
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